Overview

Designed to reduce checkout friction and improve conversion, Click to Pay simplifies online payments by helping returning customers complete purchases without manually entering card details at checkout.

With support for streamlined authentication and secure tokenized payment flows, Visa Click to Pay helps merchants deliver a modern digital checkout experience while maintaining strong security standards.

Benefits of Visa Click to Pay

Visa Click to Pay helps merchants improve the online payment experience through:

Faster checkout experiences for returning customers
Reduced payment friction during checkout
Secure tokenised payment processing
Improved customer convenience across supported devices
Support for modern digital wallet experiences
Streamlined authentication and payment flows

Supported Integration Methods

Visa Click to Pay can be supported across multiple integration experiences, including:

Hosted Payment Page
Hosted Session integrations
Direct API integrations
Mobile SDK integrations

The supported integration methods available to your organisation may vary depending on your platform configuration and onboarding status.

Merchant Onboarding

To enable Visa Click to Pay, merchants must complete the required onboarding and configuration process.

This includes:

Merchant onboarding and enablement
Business identification information
Platform and tenant-level configuration
Supported payment method activation

For more information, see:

Merchant Onboarding & Enablement
Supported Integration Methods

Customer Checkout Experience

Customers using Visa Click to Pay can:

Access saved payment cards
Authenticate using supported verification methods
Complete purchases with reduced checkout steps
Use supported payment experiences across participating merchants

Depending on the integration method, customers may also benefit from:

Saved card experiences
One-time password (OTP) verification
Streamlined authentication flows
Mobile-friendly checkout journeys

Security & Authentication

Visa Click to Pay uses secure payment and authentication mechanisms designed to help protect payment data during checkout.

This includes:

Secure tokenised payment flows
Encrypted payment payloads
Authentication verification
Support for industry-standard security controls

Next Steps

To get started with Visa Click to Pay:

Review the supported integration methods
Complete merchant onboarding and enablement
Configure the required payment methods
Begin integration using your preferred checkout experience